>> Our Policies - Personal Lines

Homeowners Coverage

A Homeowners policy is a package policy providing both property and liability coverage to the owner-occupant of the home. Principal property coverage's include coverage for the residence, related private structures, personal property, and additional living costs.

Tenant Homeowners Coverage

A Tenant Homeowners policy is a package policy providing both personal property and liability coverage to the people who rent or lease their home.

Mobile Homeowners Coverage

A Mobile Homeowners policy is a package policy providing both property and liability coverage to the owner-occupant of the mobile home. Over time the mobile home has evolved to become known as the Manufactured home. Principal property coverage's include coverage for the residence, related private structures, personal property, and additional living costs.

Condominium Coverage

Coverage for the unit owner's interest in the fixtures, additions and alterations can be provided in this policy. This is a limited policy to cover what your Condominium Association master policy may not cover. It will also cover your personal belongings and liability.

Dwelling Fire Coverage

Dwelling fire policy is coverage for when you own a property and rent it to others. Some refer to these types of policies as a landlord policy. This type of policy covers property and premises liability.